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Practical guides, real stories, and straightforward advice to help you build financial confidence.
News
We ran a financial literacy workshop for Year 10 students at Hunter Christian School in February. Here's what they asked, what they shared, and what stuck with us.
· 2 min read
Budgeting
What’s the difference between earning money by working and earning money by owning? This article breaks down active and passive income in simple terms, explains how each type is generated, and outlines common examples so you can understand how income flows within the financial system.
· 2 min read
News
My Financial Future pitched at Parramatta Pitch Night at Western Sydney University’s Launchpad, taking home the People’s Choice Award and marking a busy week of community, pitching, and impact building.
· 2 min read
Debt and credit
Debt is often labelled as “good” or “bad,” but real life is rarely that simple. This article explains how different types of borrowing, from HECS to credit cards and home loans, work and how they can influence your financial future.
· 2 min read
Budgeting
Picking up the keys to your first rental is exciting, empowering and slightly chaotic. From inspections and housemates to surprise household costs, here is what to expect when renting for the first time.
· 2 min read
Budgeting
Subscriptions are everywhere, from streaming and music to meal kits, apps and monthly boxes. They can quietly add up: here is how to work out which ones are actually earning their place in your life.
· 2 min read
Debt and credit
Credit cards and Buy Now Pay Later are everyday spending tools in Australia, but interest, fees and stacked repayments can catch you out. Here is how each one actually works.
· 2 min read
Investing
New to investing? This guide explains the basics of shares, ETFs and compound growth in simple terms. Learn how these concepts work and what to consider before getting started.
· 2 min read
Tax and payslips
Starting your first job? This guide explains how payslips, tax and superannuation work, helping you understand where their money goes and what to look for when they get paid.
· 2 min read
News
Yasmine reflects on completing her Kaplan Graduate Diploma of Financial Planning, speaking at the graduation ceremony, and presenting My Financial Future at the Kaplan Symposium of Learning and Teaching.
· 1 min read
Investing
Tossing up between buying your first home or an investment property? This short read breaks down what each option really means, from lifestyle impact to financial pros and cons so you can decide which path fits where you’re at right now.
· 1 min read
Investing
Your money plays different roles, just like a team.
· 2 min read
Investing
Learn how the First Home Super Saver Scheme (FHSSS) works and its role in helping Australians save for a home deposit in today’s housing market.
· 2 min read
Debt and credit
A plain-English guide to the Australian Consumer Law: what counts as misleading conduct, the guarantees every purchase comes with, and how to get a refund, repair or replacement when something goes wrong.
· 2 min read
Superannuation
Yasmine's super balance dropped to just $8 through fees and insurance deductions. Here is what she learned about how superannuation, fees and multiple accounts actually work.
· 1 min read
Studying and work
Annual goals often fade before the year is out. The 12-Week Year approach breaks goals into focused sprints, a method that fits neatly around semester timelines and builds real financial habits.
· 1 min read
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