Articles about debt and credit, explained in plain English for young Australians.

Debt and credit
Debt is often labelled as “good” or “bad,” but real life is rarely that simple. This article explains how different types of borrowing, from HECS to credit cards and home loans, work and how they can influence your financial future.
· 2 min read

Debt and credit
Credit cards and Buy Now Pay Later are everyday spending tools in Australia, but interest, fees and stacked repayments can catch you out. Here is how each one actually works.
· 2 min read

Debt and credit
A plain-English guide to the Australian Consumer Law: what counts as misleading conduct, the guarantees every purchase comes with, and how to get a refund, repair or replacement when something goes wrong.
· 2 min read
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